Loan Programs
Backed by the Federal Housing Administration, FHA loans make homeownership more attainable with flexible credit guidelines and options to buy, refinance, or renovate. Whether you are purchasing your first home or improving the one you have, we will help you find the FHA program that fits.
Program Overview
Watch this short overview to see how these programs work and whether they could be a fit for your goals.
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Loan Options
Government-backed mortgage designed to help more people become homeowners. Allows for lower credit scores and higher debt-to-income ratios than most conventional loans.
Lets current homeowners refinance to improve their interest rate or change the loan term. A good fit for those seeking more affordable or stable payments.
Refinance your existing mortgage into a larger one and receive the difference in cash. Useful for renovations, debt consolidation, or other major expenses.
An easy way for qualified, existing FHA borrowers to lower their rate or change terms with less paperwork. Typically requires no income verification or full appraisal.
Finances smaller home improvements or cosmetic updates by rolling the cost into your FHA mortgage. Covers non-structural repairs and upgrades.
Combines the purchase or refinance of a home with major renovation financing in one loan. Covers structural repairs and larger projects under HUD oversight.
*The Franzese Group LLC (“the Company”) is a private mortgage broker. The Company is not affiliated with, endorsed by, acting on behalf of, or at the direction of the Federal Housing Administration (FHA), the US Department of Housing & Urban Development (HUD), the Federal Government, or any other government agency.
Is It Right for You?
Every financial situation is different. Our team will review your goals and help you compare options side by side.
Let’s Talk
Our team will walk you through the programs that fit your goals and answer every question along the way.
