Loan Programs
Tap into your home’s equity without giving up your current first mortgage. Our second lien programs include closed-end seconds with full documentation and alternative income options, plus flexible home equity lines of credit.
Program Overview
Watch this short overview to see how these programs work and whether they could be a fit for your goals.
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Loan Options
Traditional second mortgage using standard income documentation. Provides lump-sum access to equity while keeping the first mortgage in place.
Qualifies self-employed borrowers using 12 or 24 months of bank statements instead of tax returns.
Uses CPA-prepared profit and loss statements to qualify self-employed borrowers without requiring full tax returns.
Tailored for independent contractors. Uses 1099 forms and deposits as income verification.
Income verified through a written confirmation from the employer instead of traditional tax documentation.
Allows high-net-worth borrowers to qualify using liquid assets in place of employment or tax documents.
Investor program qualifying based on rental income compared to housing expense, rather than personal income.
A revolving line of credit secured by home equity. Flexible access to funds while keeping the first mortgage intact.
Is It Right for You?
Every financial situation is different. Our team will review your goals and help you compare options side by side.
Let’s Talk
Our team will walk you through the programs that fit your goals and answer every question along the way.
