Loan Programs
A reverse mortgage can help homeowners in retirement turn home equity into funds, received as a lump sum, monthly payments, a line of credit, or a combination, without required monthly mortgage payments. Borrowers remain responsible for property taxes, homeowners insurance, and home maintenance.
Program Overview
Watch this short overview to see how these programs work and whether they could be a fit for your goals.
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Loan Options
Reverse mortgage for homeowners aged 62 and older. Converts home equity into funds you can receive as a lump sum, monthly payments, a line of credit, or a combination—without monthly mortgage payments. Borrower never owes more than home’s value.
Special HECM variant that lets eligible buyers use home equity to purchase a new primary residence in a single transaction, with flexible payment delivery options instead of a traditional mortgage.
Private reverse mortgage for borrowers (usually 55+) with higher-value homes. Offers access to more of your equity than HECMs, no mortgage insurance, and multiple payout options like lump sum, monthly disbursements, or credit line.
A second-lien reverse mortgage that lets qualified borrowers tap into their equity while keeping their first mortgage intact and without making additional monthly mortgage payments. Built for those wanting funds, without altering their existing financing.
A proprietary reverse mortgage for eligible co-op homeowners (typically in New York). Secured by shares or interest in the cooperative, allowing seniors (62+) to tap equity without monthly payments. Borrowers must receive co-op board approval.
Is It Right for You?
Every financial situation is different. Our team will review your goals and help you compare options side by side.
Let’s Talk
Our team will walk you through the programs that fit your goals and answer every question along the way.
